Stamp of Approval

This was our second time working with Carolann and what we have discovered is that securing the right mortgage is never exactly a straight line. Carolann was with us every step of the way, she listened to what WE wanted, provided advice and was willing to look at decisions from every angle. I couldn’t believe how much time Carolann was able to dedicate to helping us. I am confident that working with Carolann not only helped us secure the best rate possible, but she also helped us understand how we leverage the equity in our home for a more secure financial future. Thanks Carolann!!! K. Gates



Carolann's expertise in debt management and mortgage acquisition made both my home purchases in the past 5 years a breeze.

S.Roberge

Carolann is an extremely knowledgeable mortgage broker and has helped us secure the best mortgage rates. She has guided us through two mortgages and we look forward to working with her again when we build our house. We have recommended Carolann to several friends and family who have worked with her to get their mortgage and were equally pleased with her expertise, friendliness and knowledge. Carolann always has our best interest and for that, we consider her a friend!

C. & S. Allain

Although this was my second time buying a house, it was my first time as a single buyer and the first time working with a mortgage broker. I could not be more pleased with my experience. Not only was she able to secure a fantastic interest rate for me, Carolann was an excellent guide through all the ins-and-outs of the process and paperwork.

I would (and will) recommend her without hesitation and, when I'm am ready to look for my next home, Carolann will be asked to, again, lend me her expertise.

K. Ross

As a single woman, my experiences with banks and mortgage brokers have always left me feeling uneasy and unsure. I wondered if the mortgage I had signed was the best for me financially. I never felt my best interest was being taken into account. At one point, I spent a month going to different banks and meeting with brokers to find someone I felt I could talk to and was interested in what my needs were not theirs.

I had called Carolann a few months ago asking various questions about mortgages and my personal situation. I found she gave me honest advice such as "Don't do this now, it's not the best time" or "Have you thought about this". I am sure she asked me more questions then I asked her. I felt she truly understood my situation and I felt confident I could bounce ideas or thoughts off her before I made any decisions.

When I finally decided to go ahead with my mortgage Carolann was a phone call away. We did everything by phone and email. We spoke almost daily. Sometimes it would be 8 or 9 o'clock at night. I felt like I was working with a friend rather than a broker.

I would recommend Carolann to my friends and family!
B. Davidson

From the very beginning of our mortgage process with Carolann, we were dealt with as a dear friend not just a number in the crowd.
This is the second time in five years that we have contacted Carolann for mortgage financing and we are more than happy to have referred our friends to her along the way. Carolann made every step of the mortgage process clear, comfortable and concise. If we had dealt with our own banking institutions, we wouldn't have been able to purchase the home that we dearly wanted. But now, with the help of Carolann, we have the home that we love and the freedom to start a family without the added stress of higher interest rates hanging over our heads.
Thanks Carolann for introducing us to such effective, flexible and creative mortgage options.
K. & J. MacDonald

We have had the pleasure of dealing with Carolann twice and we would not deal with anyone else! In addition to being very professional and knowledgeable, she explained the mortgage process using a common sense approach that allowed us to make the best decision for our family. We will continue to recommend Carolann to anyone looking to obtain a mortgage or to refinance.
I. & J. Rose

We were very pleased with everything Carolann did for us. She was very knowledgeable and professional and she went above and beyond to get us the financing we needed. W are forever grateful.
R. & E. Bishop

From my first meeting with Carolann to the last, I always felt as if I was meeting a friend for coffee. She helped me understand the process from start to finish and was as excited as I was for my first mortgage being approved. I would highly recommend Carolann to anyone who inquired. I greatly appreciate all the time and effort Carolann spent with me.
S. Oram

Carolann gives prompt, thorough and personalized service that we wouldn't hesitate to recommend her to others. She was with us every step of the way and helped us feel comfortable making such a big decision. Thanks Carolann!!
G. & J. Mallard

Carolann has helped me with three mortgages over the last seven years and I have been very happy with her positive attitude, professionalism, and helpfulness every time. The third mortgage was a turnkey building mortgage, which was very complicated, but she walked me through every step and was so helpful that everything went smoothly. I would not go to anyone else for a mortgage. Thanks Carolann, I love my new home!
G. Hunter

As first time home buyers Carolann helped us understand the ins and outs of getting a mortage and helped us find one that fit our budget. Carolann made the process all seem so simple.
P. & L. Nicholson

Our story spans many years and truly demonstrates Carolann’s commitment to her clients and her patience. I first met her when I was looking to purchase a home with my father back in 2001. I was a year out of university and shouldered with debt from my education, but she was able to help me and make it affordable. She was wonderful to walk me through the process and get the pre-approval in place so that I could start looking with my real estate agent. Unfortunately at that time, life took me down another road and I decided to rent an apartment for the time being. We kept in close contact and three years later she helped my husband and I purchase our first home. Carolann and I have kept in touch over the years and she’s become a bit of my “mom away from home”. I know I can call on her when I need advice or to lend a helping hand. Last fall we were raising money for a mission trip to Dominican Republic and we were in a bit of a pinch so she graciously offered to be a golf tournament sponsor. This is just yet another example of Carolann’s willingness to go above and beyond the call of duty – not only for her clients, but for her community. I have been recommending her to people for approximately 10 years and have always received positive feedback from people. I’m pleased to call Carolann my mortgage specialist, friend, and mom away from home!
S. Eardley

We loved carolann and we think she is great, this is our second time using her and have referred everyone who has asked.
K. and A. Schmidt

We met Carolann in 2003 through one a colleague. We were in the midst of having our first home built and speaking to several contractors. We called Carolann, had a meeting and she recommended Pat Reagon as our builder. Carolann suggested that we ask Pat to do a turn-key. We had no idea what that meant until Carolann explained the process. That was very beneficial to us, as we were novices/virgins in the world of real estate and house building. Carolann got us a fantastic variable rate, she is super efficient, fun and she really looked after us.
We greatly appreciate her!
B. and E. Henderson

Carolann Young is a very knowledgeable Mortgage Broker, who works very professionally, quickly and efficiently. I would – and have - recommended Carolann to family and friends. When purchasing my new home, after having gone through a previous mortgage with Carolann, there was absolutely no one else to call.
D. Brown