Mortgages by Carolann Young

Carolann Young || April 10, 2026

Fixed vs. Variable Rates: What Today’s Market Is Telling Us

Canada’s mortgage market is entering a pivotal period. With more than one million mortgages set to renew in 2026, borrowers are navigating their decisions at a time when global uncertainty is once...

Carolann Young || March 10, 2026

Why It Pays to Start Thinking About Your Mortgage Renewal Early

For many Canadian homeowners, mortgage renewal may feel like a routine step that happens every few years. But the renewals happening over the next 12–24 months are anything but routine. Canada is...

Carolann Young || February 18, 2026

Home sales slump to start 2026 as correction deepens

Canada's housing market began the year on a soft note, with home sales falling 5.8% from December, according to the Canadian Real Estate Association (CREA). Compared to January 2025, sales were down...

Carolann Young || February 06, 2026

Navigating Mortgage Decisions in an Uncertain Market

Navigating Mortgage Decisions in an Uncertain Market If it feels like the economic conversation is constantly changing, you’re not imagining it. From affordability concerns and interest rate...