Mortgages by Carolann Young

Carolann Young || January 16, 2026

Canada closes 2025 with balanced market conditions as December sales soften

Canada’s housing market lost some steam in December, closing out 2025 on a quieter note. Home sales fell 2.7% from November, according to the Canadian Real Estate Association (CREA). Compared to...

Carolann Young || December 12, 2025

The Bank of Canada hit pause. Is this as low as rates will go?

The Bank of Canada held its policy rate at 2.25% this week, a decision most had already been expecting. After four cuts over the past year, the question now isn’t what just happened, but what comes...

Carolann Young || November 18, 2025

How Your Car (and Other Loans) Can Affect Your Mortgage Approval

How Your Car (and Other Loans) Can Affect Your Mortgage Approval You’ve probably heard the story — someone gets pre-approved for a mortgage, buys a new truck, and suddenly their approval disappears....

Carolann Young || November 07, 2025

Did October’s jobs report just put Bank of Canada rate cuts on hold?

Canada’s job market picked up again in October, adding 67,000 jobs (+0.3%) and pushing the unemployment rate down to 6.9%. It marked the second straight monthly increase, reversing...