Carolann Young - Mortgage Broker

Carolann Young || March 24, 2017

Stressing over the debt-to-income ratio? Don't!

The debt-to-income ratio has hit the headlines again. This time the ratio rose to 167.3 % in the fourth quarter of 2016 compared to 166.8% in the third quarter. That means for every dollar of...

Carolann Young || March 22, 2017

What the CMHC Premium hike means for you?

As of March 17, 2017 CMHC raised mortgage insurance premiums.Luckily, if you already have a mortgage or if you applied for one before March 17, these changes won’t affect you. If you’re planning to...

Carolann Young || March 16, 2017

Buying homes in the millennial age

Late last Fall, Mortgage Professionals Canada (MPC) polled 2000 Canadians -- 540 were millennials (18-34-year-olds) -- across the country to get their feedback about the mortgage industry, mortgage...

Carolann Young || February 17, 2017

Use these saving tips to become mortgage free!

Good news! It only takes small changes for you to become mortgage free and save thousands of dollars in interest. In December, Mortgage Professionals Canada released its annual state of the housing...