Mortgages by Carolann Young

Carolann Young || December 11, 2017

Mortgage fraud becoming more common

Real Estate and mortgage fraud is a growing concern to the industry as high prices in some markets have squeezed buyers and attracted perpetrators. The victims of fraud can include homeowners who find...

Carolann Young || November 14, 2017

Why I'm a Mortgage Professional - It's You

With all the changes to mortgage rules and the recent increases in mortgage rates,I wanted to reach out to let you know why I love my job as a mortgage professional – it’s all about you.My first goal...

Carolann Young || November 09, 2017

Don’t stress over the new mortgage “stress” test

As you probably know, the mortgage rules are changing once again, effective Jan.1, but if you’re looking to buy a home, the time to act is now.It’s expected that many federally-regulated lenders will...

Carolann Young || October 31, 2017

A time of great change

As you know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the toughest change...