Mortgages by Carolann Young

Carolann Young || March 03, 2020

What the New Stress Test Means for You

A few years ago, the stress test was introduced as a safeguard against rising interest rates, to make sure homebuyers would still be able to make their mortgage payments if their rate increased down...

Carolann Young || February 04, 2020

Four Questions to ask Your Mortgage Broker

Buying a new house should be exciting, but it can get pretty harrowing at times. You may worry you won’t qualify. You may feel unsure about house prices and worry about interest rates. If you’re...

Carolann Young || January 27, 2020

Know Your Words – Mortgage Words, that is

Buying a home is a big investment. With so much at stake, it’s important learn what you can about the homebuying process as well as understanding the "language” of mortgage lending. A recent...

Carolann Young || January 08, 2020

Reduce your holiday debt

Happy New Year! As we enter this new decade, do you have some spending regret? You promised to stick to a budget; you promised to scale down and have an old-school, back-to-basics, holiday. But some...