Mortgages by Carolann Young

Carolann Young || October 01, 2019

Debt and Debt Settlement Services

It seems as if the debt-to-income ratio is always in the headlines. Just recently it was reported that the ratio edged down to 177.1% in the second quarter of this year, from 177.5% between January...

Carolann Young || September 24, 2019

Use the Smith Maneuver to Build Wealth

What’s the Smith Maneuver? It’s a wealth-building strategy to create a tax-deductible mortgage. You may have heard, and envied, that mortgage holders in the US can claim their mortgage interest as...

Carolann Young || September 04, 2019

The First Time Home Buyer Incentive

The2019 federal budgetincluded an incentive for prospective first-time homebuyers that would see the government contribute up to 10% of the purchase price of a home.Under the new First-Time Home Buyer...

Carolann Young || August 28, 2019

Home Ownership, yes! But wait...

OOPS, what happened? I moved in and I didn’t consider all that needed to get done. Most homeowners admit to making at least one mistake when they purchased their home, according to a...